Contract Underwriting

The Underwriting Department’s goal at The Commonwealth Group is to deliver a service level that rivals that of the best in-house underwriters. Our team of CRU-accredited, seasoned underwriters provide top-tier efficiency and quality at a fraction of the cost of hiring, training, and maintaining in-house staff

Already have underwriting in place?

Great! We are ready to step in whenever you need additional underwriting capacity. Use us as a stopgap for that half-person amount of work or when volume becomes exceptionally high, and it's tough to keep up. With no volume minimums, if you don't send us a file in a given month, then you don't get an invoice from us. It's the perfect contingency plan.

Additional benefits of partnering with The Commonwealth Group:

  • 48 Hour maximum turn times: Initial submission and Conditional Approval.

  • Trusted by over 200 lenders nationwide

  • QM, Non-QM, Pre-Approval, Construction & HELOC Underwrites

  • No Volume Minimums or Long-Term Contracts.

  • Build a working relationship with your assigned underwriter and increase efficiency. Similar to a remote employee

  • We have the ability underwrite directly in Encompass. Alternatively, utilize our secure submission portal

  • Access your underwriter directly with provided contact information. No 1-800 numbers or round-robin submissions

  • All operations are based in the USA, ensuring your client data stays secure while eliminating all time zone and language barriers

  • Our team of CRU accredited & seasoned (5+ year minimum) underwriters adhere to the highest standards of service and efficiency at a fraction of the cost of hiring, training and maintaining underwriting staff

Reach Out To Us

How Our Underwriters Stand Out: