Blogs
Is It Time to Reconsider Interest-Only Mortgages?
Interest-only mortgages are making a comeback in 2025 as rates stabilize near 6%. Lower initial payments offer cash-flow relief for high earners and investors, but payment shock and equity risks remain. Explore who should, and should not, consider IO loans today.
The Critical Role of Cybersecurity in Mortgage Lending: Protecting Your Business & Clients
In an era of digital transformation in the mortgage industry, cybersecurity is crucial for protecting sensitive data and ensuring compliance. The post discusses threats like ransomware and phishing, vulnerabilities in the sector, consequences of breaches, regulatory requirements, and best practices for strengthening defenses.
Why Mortgage Quality Control Is More Critical Than Ever in 2026
With <6.3% mortgage rates and loan applications up 18% year-over-year, now is NOT the time to skimp on quality control (QC). Fannie Mae's 42% increase in repurchase demands, CFPB's $44M fines, and stricter investor requirements, make a robust QC essential for profit protection. Thriving lenders treat QC as a profit center to close more deals and avoid nightmares—stress-test your plan with actionable insights from The Commonwealth Group.
Credit Report Basics: Mortgage Professionals
Need a refresher on what to look out for when pulling credit?
