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About The Commonwealth Group

Headquartered in the heart of Memphis, Tennessee, The Commonwealth Group was founded in 2008 as a specialized mortgage compliance and fair lending consulting firm. Over the years, we’ve evolved into a trusted national partner, delivering a comprehensive suite of onshore services tailored to the unique needs of mortgage lenders across the United States.

Our mission is simple yet unwavering: to provide the highest standards of integrity, quality, and expertise so our clients can focus on what they do best—originating and servicing loans.

We help lenders stay agile in a dynamic market by scaling operations efficiently:

• Reducing overhead during low-volume periods

• Handling overflow seamlessly during peak demand

With no minimum volume requirements, rapid turnaround times, and 100% onshore delivery, we offer flexible, reliable support that keeps your business compliant and competitive.

Our full range of services includes:

• Contract Underwriting (including QM, Non-QM, Pre-Approval, Construction, and HELOC)

• Processing

• Condo Project Reviews via CondoAnalytics™

• Quality Control

• Encompass Administration

• Cybersecurity

• Regulatory Compliance & Consulting

• HMDA Reporting

• Mortgage Call Report (MCR) Filing

• And more, including portfolio due diligence and expert witness services

Whether you're navigating regulatory changes, managing volume fluctuations, or seeking operational efficiencies, The Commonwealth Group is here to deliver expert, American-based support every step of the way.

Ready to enhance your mortgage operations? Contact us today to learn how we can partner with you.