Blogs
Navigating the Differences Between Condos and Planned Unit Developments (PUDs) Lending
Explore key differences between condominiums and Planned Unit Developments (PUDs) in ownership, HOA rules, and Fannie Mae/Freddie Mac lending guidelines. Learn how these impact mortgage eligibility, project reviews, and financing options for buyers and lenders.
Unlocking Affordable Homeownership: Manufactured Housing Lending with Fannie Mae and Freddie Mac
Learn how Fannie Mae & Freddie Mac make manufactured housing more affordable with MH Advantage®, CHOICEHome®, up to 97% LTV, 3% down payments, and Duty to Serve programs. Guide for lenders on real-estate-titled loans.
Why Quality Control is the Unsung Hero of the Mortgage Industry
Discover why quality control (QC) is the essential, behind-the-scenes force in the mortgage industry that ensures compliance, prevents fraud, minimizes risks, and builds trust for lenders and borrowers alike.
Everyone Owns Cyber Risk: Shared Responsibility in Mortgage Cybersecurity
In the mortgage industry, cyber risk cuts across every department, from board oversight to compliance with GLBA Safeguards Rule. True protection requires everyone to own it, not just the CISO.
HUD Proposes Rescinding Disparate Impact Rule: Impacts for Mortgage Lenders 2026
HUD's January 2026 proposal to rescind disparate impact regulations under the Fair Housing Act could reduce burdens for mortgage lenders. Explore implications for fair lending compliance, litigation risks, and next steps from The Commonwealth Group.
What is Cybersecurity? A Simple Guide for Mortgage Lenders
What is cybersecurity? A straightforward explanation of cybersecurity risk management, the CIA triad, and why mortgage lenders need it for GLBA Safeguards Rule and Regulation S-P compliance. Learn more here from The Commonwealth Group.