Common Sense from The Commonwealth
Check out our insightful Blogs on the current state of the Mortgage Industry
Flexibility Drives Profitability - Value Drives Success
In the mortgage world, chasing the cheapest vendor often leads to hidden headaches like delays, compliance fines, and rework—while choosing a flexible, expert partner like The Commonwealth Group delivers faster closings, lower long-term costs, strong risk protection, and real profitability through one-stop services including underwriting, condo reviews, and compliance.
The Stifling Grip of Dodd-Frank: How Regulations Are Hindering Innovation in Mortgage Affordability
The Dodd-Frank Act, intended to stabilize the financial system post-2008 crisis, has instead imposed rigid regulations that stifle mortgage innovation, increase compliance costs, and hinder affordability for everyday homebuyers. The Commonwealth Group is here to be the voice that advocates for mortgage empowering policies.
Is It Time to Reconsider Interest-Only Mortgages?
Interest-only mortgages are making a comeback in 2025 as rates stabilize near 6%. Lower initial payments offer cash-flow relief for high earners and investors, but payment shock and equity risks remain. Explore who should, and should not, consider IO loans today.
The Critical Role of Cybersecurity in Mortgage Lending: Protecting Your Business & Clients
In an era of digital transformation in the mortgage industry, cybersecurity is crucial for protecting sensitive data and ensuring compliance. The post discusses threats like ransomware and phishing, vulnerabilities in the sector, consequences of breaches, regulatory requirements, and best practices for strengthening defenses.