Blogs
Appraisal Modernization: Speeding Up the Pipeline: Blog 4 of 4
Trump's March 2026 Executive Order on Promoting Access to Mortgage Credit modernizes appraisals with AI valuation tools, desktop and hybrid appraisals, and streamlined processes for low-risk loans. This final installment in The Commonwealth Group's series breaks down how these changes cut weeks off closings, reduce costs, distinguish habitability from cosmetic repairs for FHA/VA loans, and boost efficiency for buyers, sellers, lenders, and builders amid the 2026 housing affordability push. Industry leaders from the Appraisal Institute, MBA, and NAR applaud the tech-driven reforms.
Deep Dive: Capital and Liquidity Alignment for Smaller Banks: Blog 2 of 4
Explore how President Trump's March 2026 Executive Order on Promoting Access to Mortgage Credit unlocks capital and liquidity for community banks and smaller lenders. Dive into tailored risk weights for portfolio mortgages, MSR adjustments, FHLB-Fed integration, and targeted programs boosting entry-level housing and first-time homebuyers amid 2026 mortgage market trends.
The Stifling Grip of Dodd-Frank: How Regulations Are Hindering Innovation in Mortgage Affordability
The Dodd-Frank Act, intended to stabilize the financial system post-2008 crisis, has instead imposed rigid regulations that stifle mortgage innovation, increase compliance costs, and hinder affordability for everyday homebuyers. The Commonwealth Group is here to be the voice that advocates for mortgage empowering policies.
Trump's Bold Moves On Housing - The Commonwealth Group Perspective
President Trump's January 2026 bold directives on housing aim to lower mortgage rates and boost affordability. The Commonwealth Group views these moves as a catalyst for increased originations, refinancing, and a healthier housing market despite potential challenges.
What’s Really Driving Single-Family Home Affordability Off a Cliff in the US
Learn What is Driving Single-Family Housing Affordability Off A Cliff in the US?