Blogs
Unlocking Equity: Fannie Mae and Freddie Mac Cash-Out Refinance Requirements
Navigate 2026 Fannie Mae and Freddie Mac cash-out refinance rules, including 12-month seasoning and max LTV limits (80% primary, 75% second/investment). Discover how The Commonwealth Group's expert contract underwriting and processing help lenders close compliant loans faster.
Navigating the Differences Between Condos and Planned Unit Developments (PUDs) Lending
Explore key differences between condominiums and Planned Unit Developments (PUDs) in ownership, HOA rules, and Fannie Mae/Freddie Mac lending guidelines. Learn how these impact mortgage eligibility, project reviews, and financing options for buyers and lenders.
Power of Attorney Requirements for Fannie Mae and Freddie Mac Mortgages
Discover Fannie Mae & Freddie Mac Power of Attorney requirements for mortgage closings: eligibility, notarization, restrictions, hardship exceptions & compliance tips.
Unlocking Affordable Homeownership: Manufactured Housing Lending with Fannie Mae and Freddie Mac
Learn how Fannie Mae & Freddie Mac make manufactured housing more affordable with MH Advantage®, CHOICEHome®, up to 97% LTV, 3% down payments, and Duty to Serve programs. Guide for lenders on real-estate-titled loans.
Freddie Mac Information Security Requirements
Explore Freddie Mac's information security requirements categorized into administrative, technical, and operational controls for defense-in-depth. Expert insights from CISSP Kevin Robinson on building a comprehensive cybersecurity strategy for Seller/Servicers.
The Transformative Impact of AI on the Mortgage Industry
In the mortgage world, AI isn't just hype… it's a complete game-changer. Discover how innovations like automated appraisals and 24/7 virtual assistants are driving 30-50% cost savings, while navigating risks like data privacy leaks and miscalculations. As Fannie Mae surveys show 71% of lenders exploring GenAI, Commonwealth Group shares proven strategies for navigating regulations and scaling AI for fairer, faster homeownership. The revolution is here—adapt or get left behind.