Common Sense from The Commonwealth
Check out our insightful Blogs on the current state of the Mortgage Industry
The Stifling Grip of Dodd-Frank: How Regulations Are Hindering Innovation in Mortgage Affordability
The Dodd-Frank Act, intended to stabilize the financial system post-2008 crisis, has instead imposed rigid regulations that stifle mortgage innovation, increase compliance costs, and hinder affordability for everyday homebuyers. The Commonwealth Group is here to be the voice that advocates for mortgage empowering policies.
Dear Santa: The Commonwealth Group Christmas Wish List for a Brighter 2026
On behalf of every professional in the Mortgage Industry, this is our Wish List to Santa- From The Commonwealth.
What’s Really Driving Single-Family Home Affordability Off a Cliff in the US
Learn What is Driving Single-Family Housing Affordability Off A Cliff in the US?
Is It Time to Reconsider Interest-Only Mortgages?
Interest-only mortgages are making a comeback in 2025 as rates stabilize near 6%. Lower initial payments offer cash-flow relief for high earners and investors, but payment shock and equity risks remain. Explore who should, and should not, consider IO loans today.