Trump's March 2026 Executive Order on Promoting Access to Mortgage Credit modernizes appraisals with AI valuation tools, desktop and hybrid appraisals, and streamlined processes for low-risk loans. This final installment in The Commonwealth Group's series breaks down how these changes cut weeks off closings, reduce costs, distinguish habitability from cosmetic repairs for FHA/VA loans, and boost efficiency for buyers, sellers, lenders, and builders amid the 2026 housing affordability push. Industry leaders from the Appraisal Institute, MBA, and NAR applaud the tech-driven reforms.