The Commonwealth Group 11/5/26 The Commonwealth Group 11/5/26

Beyond the Guide: A Deep Dive into Mortgage Underwriting - VantageScore 4.0 Is Open to Every Fannie Mae Lender

On September 9, 2026, Fannie Mae’s Lender Letter LL-2026-06 made VantageScore 4.0 available to every approved lender without prior approval. This post walks through what the letter allows and requires, from the one-model-per-loan rule and three-bureau ordering to Special Feature Code 067. It also covers how the representative score still works and the defects QC reviews should look for.

The Commonwealth Group 1/15/26 The Commonwealth Group 1/15/26

Mortgage Mistakes Fannie Mae Flagged Most in 2025 - And How Borrowers & Lenders Can Avoid Them

Fannie Mae's 2025 Quality Insider reviews highlighted persistent defects like undisclosed liabilities, occupancy misrepresentation, income miscalculations, and property issues—here's how lenders and borrowers can prevent them for smoother originations in 2026.

The Commonwealth Group 12/22/25 The Commonwealth Group 12/22/25

Dear Santa: The Commonwealth Group Christmas Wish List for a Brighter 2026

On behalf of every professional in the Mortgage Industry, this is our Wish List to Santa- From The Commonwealth.

The Commonwealth Group 12/10/25 The Commonwealth Group 12/10/25

Mortgage Trends for 2026: A Gradual Thaw in a Cooling Market

2026 Mortgage Trends: Low-6% Rates & Refi Surge Ahead- Your Prep Guide.

The Commonwealth Group 12/8/25 The Commonwealth Group 12/8/25

The Transformative Impact of AI on the Mortgage Industry

In the mortgage world, AI isn't just hype… it's a complete game-changer. Discover how innovations like automated appraisals and 24/7 virtual assistants are driving 30-50% cost savings, while navigating risks like data privacy leaks and miscalculations. As Fannie Mae surveys show 71% of lenders exploring GenAI, Commonwealth Group shares proven strategies for navigating regulations and scaling AI for fairer, faster homeownership. The revolution is here—adapt or get left behind.