Beyond the Guide: A Deep Dive into Mortgage Underwriting - REO Held in a Business Entity
When a rental property is titled in an LLC, Fannie Mae may let the lender leave the full PITIA out of DTI, but only if the file proves it. Learn the three-part test, how partnerships, S corporations and C corporations differ, and the seven defects a QC review should catch.
Beyond the Guide: A Deep Dive into Mortgage Underwriting - Adjustable Rate Mortgage Qualification Refresher
With the 30-year fixed at 7.40%, ARM requests are back. Refresh your team on Fannie Mae ARM eligibility, qualifying rates by fixed period, the DTI impact, and the nine defects a QC review should catch.
Beyond the Guide: Why Production Operations is Still a Team Sport
Baseball fan? We go you! Why mortgage production operations remains a team sport in 2026. The Commonwealth Group and CondoAnalytics break down key roles using baseball analogies — from Loan Officers to Quality Control — showing how specialized teamwork delivers faster, compliant, and error-free loan closings.
Beyond the Guide: Striking Out Mortgage Fraud
Protect your mortgage lending portfolio from rising fraud risks in 2026. The Commonwealth Group delivers expert QC, compliance, and forensic underwriting to strike out undisclosed liabilities, income misrepresentation, and occupancy fraud—keeping lenders compliant and profitable.
The Digital Shift: Streamlining the Closing Table: Blog 3 of 4
Discover how President Trump’s March 2026 Executive Order on Promoting Access to Mortgage Credit drives digital mortgage modernization. Part Three explores eliminating wet signatures, standardizing remote online notarization (RON), e-signatures, e-notes, and streamlining the right to rescission - making closings faster, cheaper, and fully digital for borrowers, lenders, and community banks in 2026.
Why Quality Control is the Unsung Hero of the Mortgage Industry
Discover why quality control (QC) is the essential, behind-the-scenes force in the mortgage industry that ensures compliance, prevents fraud, minimizes risks, and builds trust for lenders and borrowers alike.