Blogs
Underwriting the "Vacation" Reality: Spotting Occupancy Red Flags
Discover key red flags in occupancy fraud for second homes vs investment properties in 2026. Learn how expert contract underwriting spots proximity issues, financial inconsistencies, and insurance tells to prevent mortgage fraud and ensure Fannie Mae/Freddie Mac compliance amid rising risks.
Mortgage Mistakes Fannie Mae Flagged Most in 2025 - And How Borrowers & Lenders Can Avoid Them
Fannie Mae's 2025 Quality Insider reviews highlighted persistent defects like undisclosed liabilities, occupancy misrepresentation, income miscalculations, and property issues—here's how lenders and borrowers can prevent them for smoother originations in 2026.